The Heloc Processor is responsible for processing approved HELOC loan requests using an automated software system. Additionally, this position is also responsible for working closely with the lending staff to process loan applications in an efficient and timely manner within compliance guidelines. ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES: Maintain weekly pipeline to ensure that all files are being processed and work by all parties in the time that is allotted for the Heloc product. Responsible for ordering appraisal, title, flood and homeowner’s insurance. Effectively communicate with branch personnel, loan officers, operations staff and providers.
Work daily with officers on the outstanding items that the bank receives any outstanding issues in a timely manner. Maintain a working knowledge of Heloc products offered their requirements, and the required documentation. Responsible for completing all assigned training programs in a timely manner in order or stay abreast of new developments, best practices, and statutory and regulatory changes. Ensure that all procedures are followed and completed as they are outlined. Responsible for maintaining knowledge of compliance responsibilities and particular requirements affecting your area of responsibility incorporate these requirements into your business processes and procedures, perform periodic self-assessments including corrective action as needed, and assure appropriate training to associates regarding these responsibilities and procedures. Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required. Model and foster behaviors that support the Bank’s values and corporate culture creating an atmosphere of trust, cooperation, accountability and dedication to the organization. Willingly perform all other duties and projects as assigned. Travel
between Republic Bank facilities may be required. **The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities or requirements.
Minimum of 1-year banking experience required. Proficiency in Microsoft Office products (Word, Excel, Access, PowerPoint) and Internet applications. Excellent verbal and written communications skills for effective interaction with associates and supervisor. Must be self-motivated and also work in a team environment. Requires a high energy level and strong sense of urgency; ability to work with situations on a “rush” notice. Strong attention to detail & organizational skills. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit, talk, hear and use hands to finger, handle, or feel objects, tools, or controls. The employee is occasionally required to stand and walk. The employee occasionally may lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, color vision, peripheral vision, depth perception, and the ability to adjust focus. The noise level in the work environment is usually moderate.
Set Hours — Requires a flexible work schedule that will include some evenings, weekends and overtime work.
Competitive Benefits Package
High School Diploma — High school diploma or equivalent work experience required.
Go to https://www.republicbank.com/careers. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.