Republic Bank and Trust Company
POSITION PURPOSE AND OBJECTIVES:
The Consumer Loan Processor is responsible for processing approved loan requests using an automated software system and produce funding packages. Additionally, this position is also responsible for working closely with the lending staff to process loan applications in an efficient and timely manner within compliance guidelines.
ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES:
•Follow-up with lending officer on outstanding issues that need to be cleared.
•Prepare and transmit loan documents and closing instructions to loan officers. Disburse all closed Consumer loans.
•Responsible for processing the application fee in a timely manner.
•Complete daily follow up on files to ensure receipt of all necessary documentation.
•Work with Consumer Loan Operations Manager on any exceptions and to clear any General Ledger (GL) outages.
•Responsible for completing all assigned training programs.
•Process and fund any future products that are added to Consumer Loan Operations department such as Indirect Auto, Ready Reserve, etc.
•Work within department score card guidelines.
•Willingly performs all other duties and projects as assigned.
•High School diploma or equivalent required.
•Minimum of 1 year previous banking or loan processing experience preferred.
•Previous customer service experience required.
•Proficiency in Microsoft Office products (Word, Excel, Access, PowerPoint) and Internet applications.
INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED:
•Excellent verbal and written communication skills for effective interactions with associates and supervisor.
•Must be self-motivated and also work in a team environment.
•Must have the ability to learn and effectively use software tools.
•Ability to work under limited supervision with bank personnel
•Requires a high energy level and strong sense of urgency; ability to work with situations on a “rush” notice.
•Strong attention to detail & organizational skills.
•Excellent ability to deal with clients issues, questions and/or complaints.
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the associate is regularly required to sit, talk, hear and use hands to finger, handle, or feel objects, tools, or controls. The associate is occasionally required to stand and walk. The associate occasionally may lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, color vision, peripheral vision, depth perception, and the ability to adjust focus. The noise level in the work environment is usually moderate.
•Travel between Republic Bank facilities may be required.
•Occasional out-of-town travel is required.
•Requires a flexible work schedule that will include some evenings, weekends and overtime work.
•Stay abreast of new developments, best practices, and statutory and regulatory changes.
**The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities or requirements.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.
Republic Bank knows it takes more than a competitive salary to fulfill associates' needs. We also know that job satisfaction is about more than just the salary, which is why we offer a competitive benefit package for full and part-time associates.
Insurance plans that include: Health, Vision and Dental
Life Insurance & Long- and Short-term Disability Insurance
Flexible Medical and Dependent Care Spending Accounts
Health Savings Account
401(k) Plan with company match
Paid Time Off/Holidays
Tuition Reimbursement – Undergraduate and Graduate programs
High School Diploma
Please apply at our website: www.republicbank.com/careers